Welcome to www.econofinloan.com (the “Site”) operated by Econofin. By using our Site, you agree to the following terms and conditions. Before you can access the Site, you must read and accept all terms in this Terms of Use and our linked Privacy Policy. We encourage you to review these documents, as they are incorporated into this agreement.
Your use of any functionality on the Site constitutes acceptance of these terms. If there are conflicts with other documents, these terms will prevail. If you disagree with these terms, please refrain from using the Site.
We may update these terms at our discretion without prior notice, and continued access signifies your acceptance of the changes.
1 - Description of Services
Welcome to www.econofinloan.com(the “Site”). At Econofin, we provide users access to information primarily about financial services, including loans and credit cards (the “Services”). You are responsible for obtaining access to the Site, which may involve third-party fees (such as internet service provider charges). By using this Site and providing your personal/contact details, you express interest in the Services you have selected.
You authorize Econofin to contact you electronically or by phone to understand your interest and fulfill your requests. You agree that Econofin may share your details with partners for follow-up calls, renewal reminders, and promotional offers via email, SMS, or WhatsApp.
You expressly authorize Econofin to send service-related transactional messages and make calls, even if your contact number is registered under DND with the relevant telecom authority.
2 - License and Site Access
Econofin grants you a limited license to access and make personal use of our website and services. This license does not include any of the following:
- Downloading or copying any information for the benefit of another individual, vendor, or any third party.
- Caching, unauthorized hypertext links to the website, or framing of any content available through the website.
- Uploading, posting, or transmitting any content that you do not have the right to make available (such as the intellectual property of another party).
- Uploading, posting, or transmitting any material that contains software viruses or any other computer code, files, or programs designed to interrupt, destroy, or limit the functionality of any computer software, hardware, or telecommunications equipment.
- Any action that imposes or may impose (at Econofin’s sole discretion) an unreasonable or disproportionately large load on our infrastructure.
- Use of data mining, robots, or similar data gathering and extraction tools.
You may not bypass any measures used by Econofin to prevent or restrict access to the website. Any unauthorized use by you shall terminate the permission or license granted to you by Econofin. By using the website, you agree not to:
- Use the website or its contents for any commercial purpose without our express written permission.
- Make any speculative, false, or fraudulent transaction or any transaction in anticipation of demand.
- Access, monitor, or copy any content or information from the website using any robot, spider, scraper, or other automated means, or any manual process for any purpose without our express written permission.
- Violate the restrictions in any robot exclusion headers on the website or bypass or circumvent other measures employed to prevent or limit access to the website.
- Take any action that imposes, or may impose, in our discretion, an unreasonable or disproportionately large load on our infrastructure.
- Deep-link to any portion of the website (including, without limitation, the purchase path for any service) for any purpose without our express written permission.
- “Frame,” “mirror,” or otherwise incorporate any part of the website into any other website without our prior written authorization.
3 - Eligibility
The services provided by Econofin are not available to minors under the age of 18 or to any users who have been suspended or removed from the system for any reason. Users may not have more than one active account with Econofin. Additionally, users are prohibited from selling, trading, or otherwise transferring their accounts to any other party. If you do not meet these eligibility requirements, you may not use the services or access the website.
4 - Your Account
In consideration of your use of the website, you represent that you are of legal age to form a binding contract and are not a person barred from receiving services under the laws of India or other applicable jurisdictions. You agree to use the website solely for legitimate purposes, either for yourself or on behalf of another person for whom you are legally authorized to act. You will inform such individuals about the Terms of Use (ToU) and/or Privacy Policy that apply to any purchase made on their behalf, including all applicable rules and restrictions.
You also agree to provide true, accurate, current, and complete information about yourself as prompted by the website. If you provide any information that is untrue, inaccurate, not current, or incomplete (or if such information becomes untrue, inaccurate, not current, or incomplete), or if Econofin has reasonable grounds to suspect that such information is untrue, inaccurate, not current, or incomplete, Econofin has the right to suspend or terminate your account and refuse any and all current or future use of the website (or any portion thereof).
You are responsible for maintaining the confidentiality of your account and password, as well as for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account or password. For security reasons, we strongly recommend that you exit from your account at the end of each session. You agree to notify Econofin immediately of any unauthorized use of your account or any other breach of security.
Econofin reserves the right to refuse service, terminate accounts, or remove or edit content at its sole discretion. We retain the right to deny access to anyone to the website and the services we offer at any time and for any reason, including but not limited to violations of the ToU or Privacy Policy.
Additional terms and conditions will apply to your purchase of services that you select. Please read these additional terms and conditions carefully. You agree to abide by the terms and conditions of purchase imposed by any supplier with whom you elect to engage, including but not limited to the payment of all amounts when due and compliance with the supplier’s rules and restrictions regarding the services availed. You acknowledge that any violation of a supplier’s rules and restrictions may result in the cancellation of your purchase(s), denial of access to the applicable service(s), forfeiture of any monies paid for such services, and/or debiting your account for any costs incurred as a result of such violation.
5 - Submitted Content
Econofin does not claim ownership of any materials you make available through the website. At Econofin’s sole discretion, such materials may be included in the service in whole, in part, or in a modified form. By submitting or making available materials for inclusion on the website, you grant Econofin a perpetual, irrevocable, non-terminable, worldwide, royalty-free, and non-exclusive license to use, copy, distribute, publicly display, modify, create derivative works, and sublicense such materials or any part thereof (including the name you submit in connection with the submitted content).
You represent, warrant, and covenant that any materials you provide do not include anything (including, but not limited to, text, images, music, or video) to which you do not have the full right to grant the license specified in this section. We take no responsibility and assume no liability for any submitted content posted or submitted by you. We have no obligation to post your comments and reserve the right, at our absolute discretion, to determine which comments are published on the website. If you do not agree to these terms and conditions, please do not provide us with any submitted content.
You agree that you are fully responsible for the content you submit. You are prohibited from posting or transmitting to or from this website: (i) any unlawful, threatening, libelous, defamatory, obscene, pornographic, or other material that would violate rights of publicity and/or privacy or that would violate any law; (ii) any commercial material or content (including, but not limited to, solicitation of funds, advertising, or marketing of any goods or services); and (iii) any material or content that infringes, misappropriates, or violates any copyright, trademark, patent right, or other proprietary right of any third party. You shall be solely liable for any damages resulting from any violation of the foregoing restrictions, or any other harm resulting from your posting of content to this website.
6 - Disclaimer and Liability Warranty
The content and services provided through this Site may contain inaccuracies, including pricing errors. Econofin does not guarantee the accuracy of the information and disclaims liability for any errors. Econofin reserves the right to correct pricing errors on the Site and on pending reservations made under incorrect prices. All information, software, products, and services are provided “AS IS,” without warranties of any kind. Econofin disclaims all implied warranties, including merchantability and fitness for a particular purpose. Suppliers on the Site are independent affiliates, and Econofin is not liable for their actions. In no event shall Econofin or its affiliates be liable for direct, indirect, punitive, incidental, or consequential damages arising out of the use of this Site, including delays or access issues.
7 - Disclaimer of Online Availability,Impressions, And Click-Throughs
In addition to the other disclaimers and limitations discussed in this notice, there are no guarantees and no warranties regarding online availability, impressions, and click-through of www.Econofin.com, its webpages, and any material, information, links, or content presented on the web pages at www.Econofin.com. The website, its webpages, and any material, information, links, or content presented on them may be unavailable for online access at any time.
Advertising sponsors and advertising must be approved by Econofin before the posting of any advertising material, information, links, content, banners, and graphics on www.Econofin.com. Any advertising should be related to interactive digital services and related subject areas. Econofin reserves the right to accept or reject any advertising sponsor or any advertising for any reason.
8 - License Disclaimer
Except as the License granted per paragraph 2 of this Terms of Use (ToU), nothing on any of Econofin’s Website shall be construed as conferring any license under any of Econofin’s or any third party’s intellectual property rights, whether by estoppel, implication, or otherwise.
9 - Local Laws
Econofin controls and operates this Site from its headquarters in Pune, India, and makes no representation that the materials on the Site are appropriate or available for use in other locations. If you use this Site from other locations, you are responsible for compliance with applicable local laws. Unless otherwise explicitly stated, all marketing or promotional materials found on this Website are solely directed to individuals, companies, or other entities located in India and comply with the laws prevailing for the time being in force in India. Disputes, if any, shall be subject to the sole and exclusive jurisdiction of the Courts at Pune.
10 - Limitation of Liability
You expressly understand and agree that Econofin and its subsidiaries, affiliates, officers, employees, agents, partners, and licensors shall not be liable to you for any direct, indirect, incidental, special, consequential, or exemplary damages, including, but not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses (even if Econofin has been advised of the possibility of such damages), resulting from the use of the Site, content, or any related services. If, despite the limitation above, Econofin or its Affiliates are found liable for any loss or damage which arises out of or is in any way connected with any of the occurrences described above, then the liability of Econofin and/or Its Affiliates will in no event exceed, in the aggregate, the greater of (a) the service fees you paid to Econofin in connection with such transaction(s) on this Site, or (b) Rupees One Hundred only (INR 100). The limitation of liability reflects the allocation of risk
11 - Indeminity
You agree to indemnify and hold Econofin (and its officers, directors, agents, subsidiaries, joint ventures, and employees) harmless from any claims, causes of action, demands, recoveries, losses, damages, fines, penalties, or other costs or expenses of any kind or nature, including reasonable attorneys’ fees, arising out of or related to your breach of this ToU, your violation of any law or the rights of a third party, or your use of the Site.
12 - Electronic Communication
When you use the Site or send emails to Econofin, you are communicating with Econofin electronically. You consent to receive communications from Econofin electronically. Econofin may communicate with you by email, posting notices on the Site, by phone, or by other available means of communication. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
13 - Site-Provided Email and Postings
The Site may provide users with the ability to send email messages to other users and non-users and to post messages on the Site. Econofin is under no obligation to review any messages, information, or content (“Postings”) posted on the Site by users and assumes no responsibility or liability relating to any such Postings. Notwithstanding the above, Econofin may from time to time monitor the Postings on the Site and may decline to accept and/or remove any email or Postings. You understand and agree not to use any functionality provided by the Site to post content or initiate communications that contain:
- (i) any unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, profane, hateful, racially, ethnically, or otherwise objectionable material of any kind, including, but not limited to, any material which encourages conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any applicable local, state, national, or international law;
- (ii) advertisements or solicitations of any kind;
- (iii) impersonation of others or provision of false information;
- (iv) personal information such as messages which state phone numbers, account numbers, addresses, or employer references;
- (v) messages by non-spokesperson employees of Econofin purporting to speak on behalf of Econofin or containing confidential information or expressing opinions concerning Econofin;
- (vi) Messages that offer unauthorized downloads of any copyrighted or private information;
- (vii) Multiple messages placed within individual folders by the same user restating the same point;
- (viii) Chain letters of any kind; or
- (ix) identical (or substantially similar) messages to multiple recipients advertising any product or service, expressing a political or other similar message, or any other type of unsolicited commercial message. This prohibition includes but is not limited to:
- a) using Econofin to send messages to people who don’t know you or who are unlikely to recognize you as a known contact;
- b) using Econofin to connect to people who do not know you and then sending unsolicited promotional messages to those direct connections without their permission; and
- c) Sending messages to distribution lists, newsgroup aliases, or group aliases.