Lumpsum Calculator

Investments in Mutual Funds can be broadly classified into two types- lumpsum and SIP. A lumpsum investment is when the depositor invests a significant sum of money on a particular mutual fund scheme in one go instead of monthly investments / SIPs. SIP or Systematic Investment Plan, on the other hand, entails the investment of smaller amounts on a monthly basis.

How to use NISM’s Lumpsum calculator?

The Lumpsum Calculator ask the user to enter following three inputs: –

1. Annual Investment – The amount one wish to deposit every year in a desired MF scheme for a stated tenure.
2. Expected rate of return (per annum) – The interest rate one can expected on invested amount during the tenure of the investment.
3. Time Period / Tenure ( In Yrs) – The number of years for which user money will stay invested with MF AMCs.

The Lumpsum Calculator generates the following output for the user: –

• Total Invested– It let the user knows how much money s/he invested as principal amount during the investment period.
• Interest earned – It generates how much interest income added to investor portfolio on account of invested money.
• Total Value of Investment – It shows how much is the value of investor portfolio after the tenure of the investment. It includes the principal invested and interest earned thereon.